Why you need a & b

Much more than Insurance Brokers.
At the core of our service to our corporate clients is a Risk Management Audit process that helps you to identify, quantify and cover every risk that can affect your business.

Using specially developed software, we will go through every part of your business with you, highlight and assess the risks that exist, and advise you how to deal with them.

We will then help you to maintain insurance cover through our programme of regular review meetings. We don’t just wait for annual renewals – we contact you on a quarterly basis and arrange periodical on-site visits to help you maintain the levels of cover you need.

Dedicated personal service
As an a&b client, your account will be managed by a dedicated director who will ensure that the service you receive goes far beyond just technical product-based advice. You will also be allocated an account handler who will deal with day-to-day matters and be your regular point of contact.

This means you will not have to deal with a “team”, but will have personal contact with two individuals who will know your account and your insurance arrangements inside out. And because insurance emergencies don’t always happen in office hours, your account director will be available on a 24-hour basis.

Cost effective solutions
Our aim at a&b is not to provide you with the cheapest insurance cover possible. We will certainly strive to achieve the lowest premiums we can consistent with the quality of cover that we believe you need. We will also do everything we can to limit premium increases where these come round at renewal.

But our essential service to you is to make sure that you are adequately covered for all the risks that we have identified, and to maintain that coverage as cost-effectively as possible for as long as you are in business.

Informed and in touch
As an a&b client, you will receive a regular newsletter that keeps you informed about current business risks and insurance issues. More than that, it tells you how your business might be affected by them and what action, if any, you should be considering.

We also take every other opportunity to keep you up to date with matters that might concern you – by telephone, fax or email, and in meetings. With a&b, you get much more than annual renewal letters !